Razor Pay

Razorpay – India’s Leading Full-Stack Fintech for Payments & Banking Solutions

Razorpay is India’s first full-stack financial solutions company, empowering businesses with digital payments, neo-banking, and lending services. Founded in 2014 by Harshil Mathur (CEO) and Shashank Kumar (MD), Razorpay began as a payment gateway for startups and has grown into a fintech unicorn valued at $7.5 billion, serving millions of businesses.

Comprehensive Financial Solutions

• Payment Gateway: Secure online payment processing supporting UPI, Bharat QR, and recurring payments.

• RazorpayX: A neo-banking platform for automated payouts, corporate cards, and payroll management.

• Razorpay Capital: Instant business loans and working capital for SMEs.

• Omnichannel Payments: Offline POS solutions via Ezetap, acquired in 2022.

Innovations in Fintech

Razorpay pioneered India’s first multi-network tokenization (TokenHQ), enabled credit cards on UPI, and expanded globally with Curlec, its international payments gateway. With eight strategic acquisitions, including IZealiant and PoshVine, Razorpay is redefining B2B payments and MSME banking.

Trusted by Businesses

Today, Razorpay powers 76 of India’s top 100 unicorns and over 5 million businesses, from startups to enterprises. Its mission remains clear: simplify money movement—whether accepting payments, disbursing salaries, or managing cash flow.

Explore  fintech ecosystem on LiquidityFeed.com for insights into digital payments, banking technology, and India’s fintech evolution.